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    Personal Finance / Yes Bank Launched ‘Loan in Seconds’ Facility, Loan Will Be Available Immediately Without Any Documentation




    • Through this, the bank account holders will get the pre-approved retail loan immediately.
    • There will be no need to come to the bank for loans, customers will be able to apply through net banking.

    New Delhi. In view of the financial problems faced by the people during the Corona period, Yes Bank has introduced ‘Loan in Seconds’ facility. Through this, the bank account holders will get the pre-approved retail loan immediately. The customer will not need to come to the bank for this loan, he can apply for it through net banking.

    The loan process will be in real-time
    According to the bank, the loan application is assessed in real-time under ‘loan in seconds’. This does not lead to a long process of documentation and the customer gets a loan quickly. With the help of this feature, the customer has to give an instant loan without going to the bank branch and without any kind of documentation.

    How will you get this loan?
    Customers who are eligible to take this loan will be contacted by Yes Bank. A link to apply for an instant loan will be available in the email or message sent to them. The customer has to verify and accept the final offer, after which the loan request has to be authenticated. After this, the loan amount will immediately come to their account.

    Digital Savings Account Facility was
    recently launched by Yes Bank Digital Savings Account. With this, there will be no need for customers to go to the bank branch, communicate with any person for physical documentation or banking. This account can be opened through e-KYC and video verification. According to the bank, this digital savings account comes with a virtual debit card with the help of which customers get over 100 features including transactions, fund transfers, and online shopping.

    The bank’s deposit base decreased
    is YES Bank’s deposit base 1.05 lakh crore as against Rs 2.09 lakh crore as of 31 March 2020. According to the bank, the deposit base has decreased by Rs 1.02 lakh crore by May 2020.

     

    Source




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