Aid of R$ 1,000 released by Bolsonaro receives applications this week of May

THE Assistance of BRL 1 thousand for individuals across the country is already in effect. Before anything else, the Federal Savings Bank, managing institution of the program, is responsible for receiving applications from those interested in the benefit. This week in May is no different.

Beforehand, it is important to highlight that the newest microcredit also aims to release the amounts to MEIs (Individual Microentrepreneurs). However, for this group, the amounts can reach up to R$3 thousand.

In this sense, it is important to make it clear that the release of the new aid offer is part of the Digital Microcredit Simplification Program for Entrepreneurs, called Digital SIM. The release took place after a measure by President Jair Bolsonaro.

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Aid of R$ 1 thousand released

THE new aid of R$1 thousand aims to cover individuals. The offer, in this way, will benefit even those who have the name in credit protection agencies, such as SPC and Serasa. In addition, individual micro-entrepreneurs will be entitled to the benefit.

According to information from CAIXA, more than 80% of the loan requests from the Caixa Tem system were made by people whose name was negative.

The numbers show that just over 83% of the requests made so far came from people with a dirty name. They are citizens who have some outstanding debt. It is worth remembering that the Caixa Tem loan system allows the negative citizen to request a balance of up to R$ 3 thousand.

Assistance of BRL 1 thousand for negatives and up to R$ 3 thousand for MEIs

The new microcredit, also known as SIM Digital, will benefit Brazilian citizens, including negative ones, and individual microentrepreneurs. The values ​​can be BRL 1 thousand and BRL 3 thousandrespectively.

In the case of the R$ 1 thousand Aid, the amount is released to individuals, as previously informed.

With regard to interest rates, individuals will be able to pick up the amounts at a rate of 1.95% per month, and individual microentrepreneurs with 1.99% per month. It is worth mentioning that the means of contracting will be different between the two groups.

It is important to mention that in the case of MEIs, the money borrowed must be used for the business, as for working capital, for the purchase of inputs and equipment to expand production, for example.

Microcredit contracting

In any case, the contracting of microcredit by individuals must be carried out directly in the application box hasavailable for free download on Android and iOS systems.

On the other hand, with regard to the MEI, the contract must be made at a Caixa branch and the micro-entrepreneur must have at least 12 months of billing with their CNPJ.

Program Modalities

  • individuals. The modality will have access to a credit of up to R$ 1 thousand. The interest rate being 1.95% month, and the loan can be divided into 24 months. It is worth noting that even those who are negative can have access to the program loan;
  • Legal entities. In this modality, individual micro-entrepreneurs (MEIs) are benefited. The credit released for this group can reach up to R$ 3 thousand. The amount of installments is the same established for individuals, 24 months and with slightly higher interest than those of the first group: 1.99%. Also in the case of MEIs, only entrepreneurs who have annual gross income of up to R$ 360 thousand will be able to participate in the microcredit program.

Use of cash from Caixa Tem

Finally, in an interview, the president of Caixa Econômica Federal, Pedro Guimarães, spoke on the subject. According to him, the use of the loan money should only be used for the maintenance of enterprises.

Thus, at least in theory, citizens cannot use the benefit balance to buy food, clothing or the like. Therefore, unless the components have some use for the citizen’s enterprise. The BRL 1,000 grant is a great offer for enterprises.

It is also worth remembering that individuals who are part of Auxílio Brasil are also eligible to receive credit from Caixa Tem. However, just like any other citizen, they also need to prove that they will use the amount for their ventures.

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