Business

Cashier has credit from R$1,000 to R$3,000

The initiative of Federal Savings Bank, which aims to cover more than 4.5 million Brazilians with loans of R$ 1,000 for individuals and R$ 3,000 for micro-entrepreneurs, is already in effect. For individuals, the maximum loan will be R$ 1,000, with a monthly interest rate of 1.95% per month with a term of 24 months to pay.

See also: Do ​​you have a negative name and want to apply for a loan? understand how it is possible

To apply for the loan, you will not need much bureaucracy, read on to understand better and finally be able to apply for the loan.

The loan released by Caixa

As we mentioned earlier, the loan request can be made in a simple way for individuals, as the contracting can be done directly from the Caixa Tem application, where it will be necessary to agree with the loan terms and then wait seven days for the analyze.

In the case of entrepreneurs individual, the benefits that the program offers are also incredible and, in this case, the micro-entrepreneur can take out a loan of up to R$ 3 thousand, with interest of 1.99% per month, with a payment term of up to 24 months.

In addition, it is worth noting that the amount must be used for the worker’s business, that is, to increase working capital, buy inputs or even invest in tools, equipment and utensils that favor the increase in the production of the activity. of the worker.

Thus, according to data released by Caixa Econômica Federal, at the time of hiring, the citizen must make a declaration of use of the amount made available, through a form in the form of an interactive quiz on financial education and conscious use of released credit.

Check the main release information

The credit of R$ 1 thousand or R$ 3 thousand will be released within ten days, counting from the date of updating the registration, so, when approved, the client can contract the amount and the resource will be immediately credited to the account.

For individuals, the amount of R$ 1 thousand will be automatically released in the account, however, for micro-entrepreneurs, it is recommended that they look for a Caixa Econômica Federal branch to request the release of the amount.

In addition, the citizen with a dirty name will also be able to request a loan of R$ 1 thousand or R$ 3 thousand and will have access to the money even if he is in the process of credit analysis by Serasa or SPC, however, in this case it must also be done a statement of the expenses that will be incurred with the loan through the form.

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