Workers born in April will receive the extraordinary withdrawal from the FGTS (Fundo de Garantia do Tempo de Serviço) as of this Wednesday (11). The government authorized the withdrawal of up to R$1,000 per person in an attempt to inject more money into the economy.
The withdrawal started to be paid on April 20 and continues until June 15, with the calendar varying according to the month of the worker’s birthday.
You can check the amount available and the date of receipt through the FGTS app (available on Google Play and the App Store), at Caixa Econômica Federal branches or on the official website.
After the money leaves the FGTS and is credited to the digital savings account, the worker who does not want to receive it can request that the amount be returned to his FGTS account. This can be done until November 10th.
If the worker does not report anything and does not withdraw the money by December 15, the amount will return to the original account, with monetary correction.
Those who haven’t received it can make the request not to receive it through the FGTS app or at Caixa branches.
How to use the money?
Caixa will credit the amount automatically — the worker does not have to do anything. The bank will withdraw the money from the fund and credit it to digital social savings accounts automatically opened on behalf of each worker.
From there, you can access the money through the Caixa Tem app.
You can move the amount through payment of boleto, bank transfers (including Pix), payments in ATMs (with QR Code), virtual debit card transactions and token withdrawal at self-service terminals and lottery. It is not possible to choose the amount that will be debited.
Caixa will deposit the entire amount that the worker is entitled to in the digital savings.
What is the withdrawal amount?
The withdrawal amount is up to BRL 1,000 per worker, considering the sum of available balances in their FGTS accounts. Anyone with more than BRL 1,000 in their accounts will receive only BRL 1,000.
Whoever has less than R$ 1,000 will receive all the amount that is in the fund. Amounts that are blocked in the FGTS account cannot be withdrawn. This is the case of amounts used as collateral for loans in the early-anniversary drawdown mode.
If the worker has more than one FGTS account, the withdrawal is made in the following order: first, from accounts relating to former jobs, starting with the account with the lowest balance; then the other accounts, starting with the one with the lowest balance.
Who is entitled to FGTS?
- Workers governed by the CLT (Consolidation of Labor Laws)
- Rural workers
- Intermittent and temporary workers (urban workers hired by a company to provide services for a certain period)
- Independent workers (those who provide services to several companies, but are hired by a union and, therefore, have no employment relationship, such as stevedores)
- Professional athletes (such as football players)
- Domestic workers (mandatory since 10/1/2015)
- Safreiros (rural workers who work only during the harvest period)