Five mobile scams are on the rise in 2022; see how they happen | apps

Scams on WhatsApp and other networks are increasingly common, adapted in various ways to claim new victims. Criminals take advantage of the ease offered by apps to be able to steal various information, such as phone number, documentation and even bank details. For this, they spread suspicious content, such as job offers, promotions, fake news and even sweepstakes, in order to make people access malicious links, make transfers via Pix or even download malware on Android and iPhone (iOS) phones. .

READ: Six things you should do to keep your phone safe

The high frequency of these fraud attempts is due to the appeal exercised on the victims, as they establish a sense of urgency or exclusivity. Thus, it is increasingly necessary to pay attention when browsing the web and sharing information. So, here are five types of common scams in 2022, how they work and how to protect yourself.

WhatsApp scams are increasingly common. Know what to do to protect yourself — Photo: Ana Kellen/TechTudo

Scam on the router: how to avoid it? See the TechTudo Forum.

1. Part-time job scam (SMS and Whatsapp)

The fake job scam consists of an SMS or WhatsApp message that invites the person to an alleged part-time job. In fraud, criminals pretend to be managers of large companies and offer high daily salaries, ranging from R$300 to R$1,500. At the end of the text, the scammer places a link to an alleged service. The address can send the victim to another conversation on WhatsApp, in which they are asked for an amount to pay for a “course” in preparation for starting work. In the end, the course is fake, and the user loses the invested amount.

In other cases, the link may send the person to a platform that presents tasks, which consist of product purchases and five-star reviews on marketplaces with affiliate systems, such as Amazon. The platform promises that, after making the purchase and evaluation, it will receive a refund of the amount, in addition to a commission.

Bandits send links to apply scams via WhatsApp — Photo: Reproduction/Flávia Fernandes

Initially, the value is actually reversed, so that the person starts to buy more expensive products. However, these new amounts do not return, and the platform asks the victim to make more purchases in order to redeem the amount and commission previously invested. But after that, the service is terminated, and the money spent and promised earnings are not received.

To protect yourself from this type of scam, always be wary of jobs that do not come through official channels. In addition, it is also important not to open suspicious links received by SMS, WhatsApp and other social networks. It is also worth using PSafe’s dfndr lab tool (“”, without quotes) to check if a received link is safe or not.

In this type of fraud, the criminal sends a malicious link to the victim, with phishing, which directs them to a fake page on an “official” website. On this site, a freebie or promotion is offered. In some cases, the message warns the user that he has an amount available to withdraw the FGTS. In exchange, the person needs to register personal data, such as name and CPF, either to redeem the money or to participate in the promotion. Other cases may involve cyber attacks and/or data leakage, designed to steal this information from the victim.

With the data, scammers can access the Caixa Tem application, used to carry out FGTS transactions, and transfer the amount to their own accounts. When the user seeks to redeem the saved money, the amount has already been withdrawn by criminals. To protect yourself, it is important to be suspicious of messages received on WhatsApp and other social networks, in addition to always checking with Caixa, through official channels, the available withdrawals and the form of redemption. It is also worth checking if your data was leaked in cyber attacks on apps. See ways to do this check here. In addition, another valid tip is to already complete your registration in the Caixa Tem app, to prevent criminals from doing it before you.

Coup uses FGTS payment to steal victims – Photo: Disclosure/PSafe

The Pix scam can occur by cloning WhatsApp, so that the criminal accesses a person’s contact list and starts sending money requests to family, friends and acquaintances. The scammer can request the amount while impersonating someone, claiming that their cell phone was broken and/or stolen and needs that contact to send the money to the account of the person who will perform the repair, in addition to other possible different appeals.

In another case, the criminal can call or send a message to the victim pretending to be a bank and, thus, asking the person to regularize or register Pix system keys. In this contact, information is requested, and the scammer gains access to the victim’s account. Other scams through Pix can also be done using fake pages. In this type of fraud, the user registers confidential data on corrupted links, which steal shared information to make illegal bank transfers.

To protect yourself, it is important to never give out data such as passwords to unknown and/or unknown websites, and not to carry out banking operations over the phone. Also, in case of requesting money by WhatsApp contacts, always confirm with the person in question in other ways, either by voice or audio call. It is also important to never register Pix keys outside official platforms and banks.

Criminals use fake links to deceive users — Photo: Thássius Veloso / TechTudo

4. Emergency Aid Scam

This type of fraud also occurs through phishing. In it, the scammer sends a fake link to the victim and collects bank details, so that he can redeem the amount in her place. The criminal can make the payment of a boleto in the Caixa Tem app to receive the money in another account, or even make it impossible for the victim to access during the period in which the amount is received, so that he can withdraw. When the beneficiary tries to receive the money, the amount is no longer available.

In order not to fall for the scam, it is important to be registered with Caixa Tem and confirm your true information to the app, such as phone number and email. It is also necessary to be suspicious of sites and links sent by messengers, even if they are from known people. This is because, sometimes, it is possible for your contacts to have their respective devices infected by malware – which, in turn, automatically send malicious links via messengers.

Scam sends victim to a fake page to steal bank details — Photo: Rubens Achilles/TechTudo

5. Promotion/draw scam

In this scam, criminals use famous brands and companies to be able to give “credibility” to the victim. An advertisement with a promotion or exclusive gift is offered through a link. This link, when opened, can lead the user to register personal and banking information. Furthermore, it is also possible for malware to be installed to steal this data from the victim’s smartphone.

To protect yourself from the scam, it is necessary to pay extra attention when benefits are offered. It is also necessary to keep an eye on the website and social networks of the brand in question, to see if there is any official disclosure of the promotion. Another strategy is to install an antivirus on the device to detect and block these threats.

See too: Whatsapp cloned: how to recover account and protect yourself from scam

Cloned WhatsApp: how to recover account and protect yourself from scam

Cloned WhatsApp: how to recover account and protect yourself from scam

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