INSTALLMENT purchases via PIX: see the step by step

O Nubank is considered one of the biggest digital banks from the country. In addition to offering several advantages, fintech frequently launches new services to better meet the needs of its customers.

A new tool was recently released in the app. It’s about the pix installmentswhich allows the user to perform the instant transfer of amounts using the credit limit of their card.

pix in installments

As already mentioned, customers can now make transfers via Pix without needing to obtain a balance in their account. In this way, the transaction can be carried out using the credit on your card.

Users have the option to transfer the amount in a single installment, or split the payment, up to 12 installments. However, it is important to note that, even when the amount is paid in installments, the recipient receives the full amount in their account, instantly, at the time of the transaction.

The new tool is extremely advantageous for those who need to make the transfer, but who do not have enough balance at the time of the transaction.

How to use the new function?

Customers can carry out this transaction in two ways, with a Pix key or with the Pix QR Code. Check out the step by step of both possibilities:

Transaction by a Pix key

  1. Access the app Nubank;
  2. Click on the shortcut “Pix Area” and then on “Transfer”;
  3. Enter the transaction amount;
  4. Enter the Pix key;
  5. Confirm the data of who will receive the transfer;
  6. Go to “Choose how to transfer” and then “Credit Card”;
  7. Choose the number of installments you want;
  8. Review the transfer details;
  9. Enter your 4-digit password and you’re done.

Transaction by a QR Code

  1. In your Nubank app, access the “Pay” shortcut;
  2. Once this is done, select “Pay Pix with QR Code” and, soon after, “Read QR Code”;
  3. Scan the code and confirm the data of who will receive the transfer;
  4. Click on “Choose how to pay” and then “Credit Card”;
  5. Choose the number of installments and review the transfer details;
  6. Enter your 4-digit password to complete the operation.

PIX Trust List on Nubank

It is known that currently the pix is one of the most used means of transferring values ​​in financial institutions. However, in order to avoid scams, the Central Bank stipulated a limit value for transactions carried out from specific times through the tool, which left many people dissatisfied.

O Nubank, therefore, launched a new service on its platform, in order to meet the demand of users who wish to carry out transactions in high amounts. The new service is about Trust Listwhich indicates contacts that allow transfers and payment of bills in high amounts.

How does the trust list work?

The tool, which was recently released, allows the application user to register their closest or most frequent contacts, to carry out transactions at any time, without a limit value.

To register contacts on the trust list of the Nubank It’s quite simple. On the home page of the application, the user must access the “PIX area” and click on “Settings”. Then, you must click on “Trusted List” and add the contacts of your choice.

It is important to remember that, for security reasons, the registration of the list is subject to an analysis by the digital bank, which can take 24 to 48 hours for approval.

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