Nubank is a Brazilian fintech founded on May 6, 2013 by David Velez, Wagner S. Tevez Jr., Edward Weebl and Cristina Junqueira. The company gained notoriety with its first product, launched in 2014: a purple credit card (the “purple”) with no annual fee, controlled by an easy-to-use smartphone app.
To attract even more customers to its database, Nubank has strategies that include aggressive but targeted marketing, as well as practical actions around welcoming new customers. Is it true that Nubank is distributing money?
Check the news
In a new strategy announced by Nubank, customers with approved credit card applications will have a maximum authorization of R$50.00. The idea is that through this system, even those who do not have such a high economic condition to start shopping can benefit from a loan.
In practice, this means that the bank does not donate or present 50 reais to its customers, the value is actually the amount released up to the limit of the roxinho, affectionate way as bank customers usually call the Nubank card. That threshold is still low, but it has created an opportunity for many to establish a relationship with the bank.
To increase your limit, you must maintain good payment behavior, as each new bank analysis will consider: if the customer paid the invoice on time, if there is a flow of purchases, if installments were paid in advance, and if the current account was moved.
Establishing a good relationship with your bank is key to accessing the best credit cards and benefits. When the consumer gives a good image of the financial institution, he understands that it is reliable and thus offers the best opportunities.
For example, to correctly define your card limits or to have a credit card that offers great benefits to your profile, your bank needs to know you and your habits. Therefore, it is very important to maintain a good relationship between customers and financial institutions.
When you pay your bills late, hire and don’t use your current account, don’t make financial transactions like TED and Pix, the bank understands that you are not a good customer and may refuse your credit card order because of that.
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Nubank customers are victims of fake news
Firstly, it is not the first time that messages shared via WhatsApp indicate that Nubank will pay R$ 50 to its customers. The same information was disclosed on Mother’s Day in May and on Father’s Day in August. On that date, the message brought the idea of giving R$ 50 in PIX for the public to present to their loved ones.
However, it is important to note that this is a fake message. That is, the digital bank does not offer PIX worth R$ 50 as a benefit to its customers. On Mother’s Day, one of the best times for business in the country, the message appeared. Nubank allows you to adjust your limit through the app. Find out how to increase your credit score.
First of all, in addition to the message sent via WhatsApp, the necessary link for user login was also made available. According to Pfase, which, to be fair, releases preview links, is in effect a potentially dangerous connection with potential for data theft and malicious use.
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