Nubank customers celebrate Pix’s new feature

This possibility already existed in other digital accounts, but now a new feature in the Nubank app impresses customers

Another novelty for Nubank customers. The digital bank recently launched the function of making Pix transfers via credit card, also allowing the installment of the amount.

The tool already existed in other banks and digital wallets, but recently arrived at Nubank, surprising its users.

pix in installments from Nubank

Now, when making a Pix transfer on the payment screen – if there is a limit available on your credit card – you can choose to pay for the instant transfer using the credit function.

The novelty, now available to individuals and legal entities, can resolve cases where the user needs to make payment via Pix, but does not have an account balance.

The recipient of the sent amount receives the entire amount normally, like any other Pix transfer. Payment within the credit limit is only for those who opt for the function.

It is also possible to pay the amount in up to 12 installments, however, in this case, interest is charged. The value of the installments can be checked before finalizing the transaction.

The total amount in the credit is subject to the addition of two fees: the Tax on Financial Operations (IOF) and interest. In the case of IOF, the percentage can vary between 0.38% and 3.38%, while interest is 3.99% monthly.

How to make Pix installments?

The path within the Nubank app – available for Android and iOS – to make the Pix in installments is the same as the common Pix. Follow the tutorial below:

  1. Enter the Nubank application;
  2. Enter the Pix area;
  3. Then choose the Transfer option and fill in the Pix key field;
  4. Enter the desired value;
  5. Then, on the payment screen, select the option “Choose how to transfer”;
  6. Among the possibilities, choose “credit card”;
  7. Select the number of installments you want;
  8. On the next screen, confirm that the information is correct and review the fees that will be charged, interest and IOF;
  9. After everything has been checked, tap “Transfer”;
  10. Enter your password for the transfer to complete.

Ready. Once the process is complete, the amount you transferred will appear on your credit card statement.

Other banks and digital wallets already had this function, such as PicPay, for example, but in roxinho the tool is new.

Image: Beto Chagas / shutterstock.com

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