Tip revealed: Learn how to increase the limit of your Nubank card

O Nubank currently has around 70 million customers. Fintech offers several services that attract many people, making it the largest digital bank in Latin America. Among the products is the credit cardthe famous purple.

However, in some cases, when released, the tool does not provide a limit that pleases its users. The margin is defined through an evaluation that is based on the debt settlement capacity. Thus, the digital bank “lends” money to those in more favorable situations.

How to increase the limit of the Nubank card

First, you need to evaluate the way you use your card. That’s because the more you use the available limit, the more the bank understands that you need a new credit margin. In addition, it is necessary to consider the regular payment of the invoice, among other habits.

Here are some foolproof tips for raising your limit:

• Do not delay the payment of the invoice

Among the attitudes that should be prioritized is paying the invoice on time. If you don’t pay the current amount of everything you consumed with your credit card, it will be difficult to get a higher limit. In this sense, it is important to settle the invoice in full and without delay.

• Keep your income up to date

If you are earning extra income, but have not updated the information in the Nubank application, do so as soon as possible. It is important that income is always updated, according to your purchasing power. The more you win, the more you have the chance to have the limit increased.

• Have no restrictions on Serasa or SPC

On the other hand, users with a “dirty name” at SPC or Serasa, for example, will hardly be able to increase their Nubank card credit limit. That’s because, those who are negative are seen as someone with a high risk of default.

• Concentrate all your spending on the card

In addition, always keep your card in motion. In this way, focus your spending on the tool, use as much as you can from the limit granted by fintech.

• Ask for more limit through the app

Finally, you can also ask for an increase in Nubank🇧🇷 Check step by step:

1. Open the application;
2. Click on “Credit Card” and then on “Adjust limit”;
3. Select the “Ask for a raise” button;
4. Enter the desired value;
5. Click on the arrow to go to the next screen;
6. Choose the reason for requesting an increase and complete the request.